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Phone: 260-665-3194    Address: 1220 S. Wayne Street, Suite 2, Angola, Indiana

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HOMEOWNERS, CONDO, AND RENTER'S INSURANCE

HO-1 Homeowners Insurance

  • Dwelling (Basic Coverage)

  • Personal Property (Basic Coverage)

  • Other Structures (Special Coverage)

  • Personal Liability

HO-2 Homeowners Insurance

  • Dwelling (Broad Coverage)

  • Personal Property (Broad Coverage)

  • Other Structures (Broad Coverage)

  • Personal Liability

HO-3 Homeowners Insurance

  • Dwelling (Special Coverage)

  • Personal Property (Broad Coverage)

  • Other Structures (Special Coverage)

  • Personal Liability

HO-4 Renters Insurance

  • Personal Property (Special or Broad Coverage)

  • Loss of Use

  • Personal Liability

HO-5 Homeowners Insurance

  • Dwelling (Special Coverage)

  • Personal Property (Special Coverage)

  • Other Structures (Special Coverage)

  • Personal Liability

HO-6 Condominium Insurance

  • Dwelling "Walls-In" (Special Coverage)

  • Personal Property (Broad or Special Coverage)

  • Personal Liability

Coverage Definitions & Meanings

Basic Perils

  • Wind & Hail

  • Riot & Civil Commotion

  • Explosion

  • Lightning

  • Fire

  • Vehicles & Aircrafts

  • Vandalism

  • Volcanic Action

  • Smoke

  • Sprinkler Leakage

Broad Perils

  • Wind & Hail

  • Riot & Civil Commotion

  • Explosion

  • Lightning

  • Fire

  • Vehicles & Aircrafts

  • Vandalism

  • Volcanic Action

  • Smoke

  • Sprinkler Leakage

  • Sinkhole Collapse

  • Weight of Ice & Snow

  • Water

  • Falling Objects

Special Perils

  • Covers all types of property losses except what is specifically excluded under a homeowners policy. (Please refer to policy forms)

Interested in a homeowners insurance quote?

Homeowners

Condominiums

Vacant Homes

Mobile Homeowners

Vacation Homes

Lake Homes

Renters Insurance

Rental Properties

Personal Liability

Personal Liability

  • In most cases, personal liability will be part of a homeowners, renter's, or condominium insurance policy. Personal liability covers the named insured or for law suits, bodily injury caused by negligence, injuries of guests on premises, and damage to property of others. Personal Liability is a broad coverage, therefore, contact your agent at Jacob Insurance Service for additional information.

For More Details on Homeowners Insurance Coverage, Please contact a Jacob Insurance Service Agent at

260.665.3194