AUTOMOBILE & TRUCK INSURANCE
Auto Liability: Automobile liability covers the named insured of the policy in result of bodily injury to another person with an insured vehicle.
Auto Property Damage: Covers property damage that is caused by a named insured with an insured vehicle. ex. this will pay to fix the other party(s) vehicles due to an accident caused by the insured.
Comprehensive Insurance: Covers damage to a named insured's vehicle that is not the insured's fault or could not be avoided. (ex. hitting a deer, tree falling on the vehicle, etc.)
Collision Insurance: Covers damage to a named insured's vehicle that is the insured's "fault" or could have been avoided. (ex. rear ending another vehicle, backing up into a pole, etc.)
Towing & Roadside Assistance: Some insurance policies may offer towing coverage or roadside assistance for a named insured if their vehicle were to break-down. This would also cover a tow after an accident.
Rental Car or Vehicle: Some insurance policies may cover a rental vehicle for the named insured after an accident occurs. The purpose for rental coverage is so that the named insured will have a way of transportation while their vehicle is being fixed.
For more details on automobile insurance coverage, please contact a Jacob Insurance Service agent by calling 260.665.3194